Investment advice for the millennial generation

For the millennial generation, it’s time to start thinking of saving for your retirement. What?! That’s 40 years away! That’s why investment advisors say it’s the perfect time for college students to think about retirement savings and to learn what is 401(k) savings as soon as they get their first job. Millennials in the workplace have many investment options.

Follow our investment tips for the millennial generation. (Credit: Randy Glasbergen)

Follow our investment tips for the millennial generation. (Credit: Randy Glasbergen)

Disclaimer: Consult an investment advisor of your own to discuss options before making any investment decisions. Read more

Easy travel hacks for college students

As the semester draws to a close, your mind naturally turns toward winter break and traveling home or other trips. With a little digging you can find easy travel hacks that will make your journey more enjoyable and less stressful.

Be prepared to travel with our best tips. (Credit: btitravel.com)

Be prepared to travel with our best tips. (Credit: btitravel.com)

With only a few weeks between semesters, it will take some planning and thought to ensure that your winter break is the best it can be. Let’s look at a few life hacks for winter travelers. Read more

What you should know about Apple Pay

Apple Pay, the contactless payment system that runs on your iPhone 6, debuted on October 20, 2014. Now, barely a month old, the electronic payment system faces a challenge from a newcomer that won’t be available until spring 2015. What started this battle of payment methods is an attempt by retailers to avoid paying the processing fees for credit card transactions.

Apple Pay is a push into mobile payments. (Credit: Apple)

Apple Pay is a push into mobile payments. (Credit: Apple)

By most accounts, Apple Pay, which uses near field communication, is the superior system. That hasn’t stopped some retailers from blocking Apple Pay from its customer payment options. Read more

Credit card tips and tricks—things you need to know

When it comes to credit card tips and tricks, there are a lot of things you need to know. College students can get burned, and burned bad, by a whole host of common mistakes that will tank their credit score quicker than they can learn what is a good credit score.

Be wise about using a credit card in college. (Credit: Coupons.com)

Be wise about using a credit card in college. (Credit: Coupons.com)

Here’s the lowdown on the good, the bad and the ugly of credit cards. Read more

7 things college students DON’T need to bring to college

There are so many college tips for things a college freshman should bring when he or she leaves home, to have in their dorm rooms or to buy when they get there.

Be mindful about what you do and don't need to bring to college. (Credit: awnisALAN, Flickr Creative Commons)

Be mindful about what you do and don’t need to bring to college. (Credit: awnisALAN, Flickr Creative Commons)

You want to be prepared but you also want to enjoy campus life and not overdo it. To save money and to save space in your college dorms, here are seven things you don’t need. Read more

How to create a college budget

Mo’ money may equal mo’ problems, but if you are like most college students, you are probably finding the lack of funds to be more problematic. If you haven’t done it already, the time is right to craft a college budget—it should be high on your things-you-need-to-know how to do list.

Keeping this mentality will help you maintain your college budget. (Credit: Cheezburger.com)

Keeping this mentality will help you maintain your college budget. (Credit: Cheezburger.com)

So how to create some financial goals that will keep your bills paid and leave you a little something for fun? Read on for some advice. Read more

Money saving tips for college students to shop smart

Whether it’s your freshman year of college or not, you have a college dorm checklist of things you need. But you are a college student and you don’t want to spend a lot.

Shop smart by knowing the best money saving tips. (Credit: MemeCenter)

Shop smart by knowing the best money saving tips. (Credit: MemeCenter)

The trick is to shop smart and know the best money saving tips to get you the stuff you need without breaking the bank.  Read more

How to become an entrepreneur while still in college

You don’t have to worry about facing a tight job market after college if you know how to start your own business now. Entrepreneurship isn’t for everyone, but if you like calling the shots and taking some chances it may pay off big time.

One successful entrepreneur, Mark Zuckerberg, started Facebook in his dorm room in 2004. (Credit: Business Insider)

One successful entrepreneur, Mark Zuckerberg, started Facebook in his dorm room in 2004. (Credit: Business Insider)

How to be an entrepreneur? Start off by looking at successful entrepreneurs like Mark Zuckerberg, who started his business while attending Harvard. Let’s take a look at what you can do to start your business now. Read more

10 money saving tips for college students

Handling money during college can be difficult. Some college students don’t yet have the experience to know how to handle financial situations when they’re on their own at college.

Saving money in college is a challenging, but doable, task. (Credit: Randy Glasbergen)

Saving money in college is a challenging, but doable, task. (Credit: Randy Glasbergen)

Navigating college life finances is tough with a part-time job, classes and daily living expenses like food, utility, car and phone bills. Here are some Dos and Don’ts that will give you easy money saving tips for college students. Read more

Have you been targeted by debit card fraud?

Exacerbating the student debt crisis is debit card fraud targeted to college students. A recent federal and Illinois state ruling fined a bank and its agent $4 million for fraudulent and deceptive practices.

Beware of being a target for fraud with your credit or debit cards. (Credit: Stephanie Groves)

Beware of being a target for fraud with your credit or debit cards. (Credit: Stephanie Groves)

There are about 900 debit card partnerships between colleges and financial firms that cover about 9 million students or 42 percent of students in the United States. Here are some ways to recognize and avoid debit card fraud for students on college campus. Read more