How to stretch your college budget

You think you already know the answer to this question on how to maintain a solid college budget (old, leftover pizza and ramen, duh). In all seriousness, you and I both know everyone gets sick of that same old eating routine after a few days! Why feel like you must deprive yourself of the good things in life in order to save a few bucks here and there?

Sure, pizza is delicious – especially leftovers the following day! – but give it another day, or two or three, and you’re DONE. Let’s discuss some other ways on how you can stretch your college budget and get more of what you want. Read more

New Year resolution ideas and tips for college students

Every year it’s the same New Year resolutions: lose weight, get organized and find ways of dealing with stress. If you’re like me, you start with good intentions and as the year goes on they drop by the wayside. It may not be a lack of will power that shoots you down. Maybe it’s the way you decide on the resolution.

Which resolution is right for you this year? (Credit: Huffington Post)

Which resolution is right for you this year? (Credit: Huffington Post)

There are strategies that you can use to create more meaningful resolutions and then keep them. Let’s look at some ideas and tips on how college students can create and keep their New Year resolutions. Read more

College tips: Save money and get organized

Due to the high cost of college and how busy I am all the time, I have to cut corners to save money and time wherever I can. College students can learn to streamline projects, get organized in your dorm room and reduce costs.

There are several ways to save money while in college. (Credit: peerTransfer)

There are several ways to save money while in college. (Credit: peerTransfer)

Here are some college tips for the best ways to save money and practice time management skills. Read more

New rules on campus debit cards: Here’s what you need to know

The U.S. Department of Education is trying to make the financial lives of college students a little bit easier. The feds just released some new rules about campus debit cards, you know the ones that your college sponsors or is affiliated with. Why is this cool?

New rules on debit cards will make college students' lives easier. (Credit: mrwgifs.com)

New rules on debit cards will make college students’ lives easier. (Credit: mrwgifs.com)

A lot of these cards are linked to financial aid, and the new rules will help with some of the unreasonable fees you may have experienced with these kinds of debit cards. I know how crucial financial aid can be, but I also know you don’t want to be losing any of those much needed funds. Read more

Money problems for college students: How to not get ripped off

All of your money problems would be solved if you could just make more money, right? After all, that’s why you’re in college. To get a degree and a better job. But college often means borrowing. That student loan could be the beginning of a cycle of debt that’s hard to break out of.

Learn how to manage the money you do have. (Credit: Pinterest)

Learn how to manage the money you do have. (Credit: Pinterest)

What college doesn’t teach you is how to manage your cash flow and not get ripped off. Let’s look at how you can be a better money manager and avoid money problems. Read more

College students: How do credit cards work and other money skills

It’s hard to believe, but I still run into other college students who don’t seem to know how credit cards work. Don’t even get me started on what they know about developing a good credit score. And understanding loan amortization? Nope!

Do you know how credit cards work? (Credit: Useful Finances)

Do you know how credit cards work? (Credit: Useful Finances)

So if you’re wondering, “how do credit cards work?,” and your personal finance education has been neglected, read on to get the basics on good money skills and building your credit now. Read more

College = FREEDOM!!

Once you’re in college you’re free! Free to stay up till the break of dawn and experience new things! With freedom can come the unwanted. An extra 15 lbs., credit card debt or academic probation. But how can you enjoy the freedom without the negatives?

I have compiled five helpful CengageBrain articles to help you stay free of freedom’s negative consequences. To view the full article, click on the article title. Read more

How to stay on a budget with these tips

I can still see the folding table laid out with brochures in my head. It was so easy to sign up for that first credit card, just a little something to help out my college budget. But if I had been a bit smarter about how to stay on a budget, I might never have started down that road.

Keep your dollars and cents in check with a budget. (Credit: IWSMT)

Keep your dollars and cents in check with a budget. (Credit: IWSMT)

Read on for some tips on dollars and cents to keep your finances on the right track. Read more

Useful apps offer college students ways to save money

Are you always looking for ways to save money? If not, just look at your current student loan debt for inspiration. Saving money is like planting a tree. From little acorns do big trees grow. Start with small amounts put aside on a regular basis and before you know it you’ll have a nest egg.

There are many money saving apps to choose from. (Credit: Wall Street Journal)

There are many money saving apps to choose from. (Credit: Wall Street Journal)

Need more help? Try some useful apps that you can use wherever you go. Here is a list of money saving apps to help you stay on track with your savings plan. Read more

10 things college students need to know

When I was in college, I learned through trial and error. “Learn from your mistakes,” is what people say. Nevertheless, I wish I had a handy list of things to know for college students so I would’ve been more prepared.

Follow our pieces of need to know college advice. (Credit: Will Bratt Counselling)

Follow our pieces of need to know college advice. (Credit: Will Bratt Counselling)

Well, here is one I made up for you. Here is some advice on various aspects of college life for academics, dorm rooms and campus life. Read more