How to stay on a budget with these tips

I can still see the folding table laid out with brochures in my head. It was so easy to sign up for that first credit card, just a little something to help out my college budget. But if I had been a bit smarter about how to stay on a budget, I might never have started down that road.

Keep your dollars and cents in check with a budget. (Credit: IWSMT)

Keep your dollars and cents in check with a budget. (Credit: IWSMT)

Read on for some tips on dollars and cents to keep your finances on the right track. Read more

Useful apps offer college students ways to save money

Are you always looking for ways to save money? If not, just look at your current student loan debt for inspiration. Saving money is like planting a tree. From little acorns do big trees grow. Start with small amounts put aside on a regular basis and before you know it you’ll have a nest egg.

There are many money saving apps to choose from. (Credit: Wall Street Journal)

There are many money saving apps to choose from. (Credit: Wall Street Journal)

Need more help? Try some useful apps that you can use wherever you go. Here is a list of money saving apps to help you stay on track with your savings plan. Read more

10 things college students need to know

When I was in college, I learned through trial and error. “Learn from your mistakes,” is what people say. Nevertheless, I wish I had a handy list of things to know for college students so I would’ve been more prepared.

Follow our pieces of need to know college advice. (Credit: Will Bratt Counselling)

Follow our pieces of need to know college advice. (Credit: Will Bratt Counselling)

Well, here is one I made up for you. Here is some advice on various aspects of college life for academics, dorm rooms and campus life. Read more

What should you do this summer break?

Trying to get a job during summer break? Want to be productive and gain experience that will help you after college? Still not sure what to do or what your employment options are?

Classes may be out, graduation may be over, but it’s not too late to make something of your summer. Read more

Do-it-yourself gift ideas to fit your budget

Let’s face it; you’ve got a lot going on and not a lot of money coming in to pay for it all, right? Weddings, birthdays, graduation parties, Mother’s/Father’s Day, it’s all going to be coming up in the next 3 months and you’re going to need to plan ahead and set a budget to make the most of it and show your loved ones that you care.

Give a great gift without breaking the bank. (Credit: Suzy Ogé)

Give a great gift without breaking the bank. (Credit: Suzy Ogé)

Here are some do-it-yourself gift ideas that will be sure to fit your budget! Read more

Common mistakes college students should avoid on their income tax return

Spring is when the flowers bloom, you change the clocks and you have to file your income tax return. The tax return deadline is weeks away. But there’s no sense in trying to put it off even if it turns out you have to pay taxes instead of getting a refund.

As smart as you are, college students are just as guilty as anyone else of making common mistakes in preparing their income tax return. Let’s look at how you can ensure that your return will be error free. Read more

How college students can prevent identity theft

As a young, poor college student, the last thing you expect is for someone to use your identity to commit credit card fraud. Unfortunately, identity theft statistics show that college students are especially vulnerable to this costly crime. It can affect your ability to get credit for years to come.

Everyone should know how to protect themselves from identity theft. (Credit: diylol.com)

Everyone should know how to protect themselves from identity theft. (Credit: diylol.com)

Among the privacy issues that you need to be aware of keeping your identity safe, is another one of those valuable skills that you need to learn now while you’re young. Let’s look at how criminals steal your identity and how you can protect yourself. Read more

Tax tips for college students

Your April 15 tax return due date is only weeks away. Whether you’ll do an online income tax return filing or go with old-fashioned paper filing, you’ll need some tax tips to help you out. Income tax brackets for college students tend to be low because you work part time, often for minimum wage.

Now is time to take care of the dreaded tax return. (Credit: QuickMeme)

Now is time to take care of the dreaded tax return. (Credit: QuickMeme)

Whatever you’re earning, you’re going to want your tax refund status to show the highest amount possible. Let’s take a look at how you can make tax filing easy and profitable. Read more

10 ways to save money on spring break

If you live anywhere that is currently dealing with mountains of snow and temperatures in the single digits, it’s hard to imagine that spring break is just around the corner – but it is!

You might be thinking you don’t have the funds to do anything fun, but we have some ideas to help you pull off the spring break of your dreams. Read more

Ways to save money without living cheaply for college students

Now that the holidays are over you may find that your waistline is thicker while your wallet is thinner. Need some ways to save money and create a simple budget? Living cheaply doesn’t mean that you have to do without.

There are ways to save money and not give up a certain lifestyle you're used to. (Credit: FunnyMemes)

There are ways to save money and not give up a certain lifestyle you’re used to. (Credit: FunnyMemes)

Budget 101 says that what you need to do is look at how you typically spend your money and then make a plan for handling future expenses. Let’s take a look at how you can make this year the year that you finally save money. Read more