Pay off holiday season debt: Credit card tips for college students

Very soon the credit card purchases you made this past holiday season will appear on your statement. Ouch! Student success depends on smart money matters, but credit cards are a temptation that could lead to bad spending habits at the least and a devastated credit rating at the worst. Here are some college tips for managing credit card debt.

How to reduce credit card spending

Using a credit card is so easy. It’s plastic money that lets you buy now and pay later. So tempting. Read more

How to organize your life documents: Student tips for keeping track of important paperwork

By using your creative side, you can come up with an organizing plan that fits your needs. (Credit: Amy Gahran)

By using your creative side, you can come up with an organizing plan that fits your needs. (Credit: Amy Gahran)

Now that you’re in college you may have noticed that you have to learn how to organize your life. It’s not enough to master math, English, and the skills required in your major. The paperwork in your life is beginning to pile up. You need some kind of system to track it or else you’ll be dealing with chaos. Need information for that FAFSA financial aid form? How about preparing your tax return? Here are a few tips and tricks to help you tame your own paper tiger.

Paper management

If you learn how to master the art of organizing the paper in your life then it is just a short step to doing the same in a digital environment. Having a system and sticking to it is the key to success. What kinds of paperwork should you be saving and organizing? Read more

Target credit card breach: How you can protect your credit

Due to the recent hacking of credit cards at Target, now is the time to learn how you can protect your account. (Credit: PD-TEXTLOGO)

Due to the recent hacking of credit cards at Target, now is the time to learn how you can protect your account. (Credit: PD-TEXTLOGO)

The recent credit card breach that took place between November 27 and December 15, 2013 affected about 40 million Target customers. Hackers stole bank information such as customer names, card numbers, expiration dates and security codes. College students can protect their credit card accounts by following some simple, but effective tips.

Consequences

Credit card holders are not financially responsible for money lost as a result of the hacking. That responsibility falls to the stores and banks. Larger banks are quickly replacing customers’ compromised cards with new ones. But some smaller banks without the infrastructure or cash on hand to deal quickly with the crisis could be severely compromised if hackers take money from accounts. Read more

Money matters: How to save money, manage your first bank account and debunk the myth of free money

Penny pinching is a great money saving tactic for college students. (Credit: kabunosekai)

Penny pinching is a great money saving tactic for college students. (Credit: kabunosekai)

Going away to college likely means that for the first time you’re dealing with money matters on your own. It’s a time to learn how to save money, manage your first bank account, pay bills and budget your cash. Learning about money is one of those required skills you have to learn by doing. First of all, you need to understand that there is no such thing as free money.

The myth of free money

Nothing is completely free. You either pay in money or you pay in time or in effort. Read more

Home from college? Holiday travel tips for college students

Holidays are great times to relax and enjoy the company of those you're surrounded by.

Holidays are great times to relax and enjoy the company of those you’re surrounded by.

Classes starting to get you down? Are you tired of sharing a shower with what feels like a gazillion people? If you see one more line at your favorite dining hall option will you scream? Then you might be ready for a break. It’s about that time of year again—time to head home from college for Thanksgiving and Christmas. Make the most of your time away from school with some holiday travel tips for college students.

Your escape plan

If you didn’t book a plane ticket three months ago, don’t despair. You can still find a way home for the upcoming breaks, even if you don’t have your own wheels. Read more

Money in the bank: How to save money on banking services for college students

Debit and credit cards offer flexibility to college students when used appropriately. (Courtesy of Lotus Head.)

Debit and credit cards offer flexibility to college students when used appropriately. (Courtesy of Lotus Head.)

Money saving tips and learning how to save money may not be at the top of your list right now. What with assignments and exams, banking may seem like the least important item on your to-do list. If you haven’t already put money in the bank, it’s time to get started as a member of the world of personal finance. Learning how to deal with your finances is one of the most important subjects you have to master. First, let’s look at some tips for choosing a bank.

Banking tips for college students

If you don’t have your own checking account, then go out, get one now and start using it. Read more

Personal money management skills for college students

Money management

Money management

Money, money, money. Money makes the world go round. A fool and his money are soon parted. Money doesn’t grow on trees. Whatever the idea may be, there is probably a pithy saying about it that can be connected back to money. But when it comes to the real life of college students, the reality of having dollars and cents can easily get you down. How do you give yourself financial security? Start by learning some personal money management skills early on that can carry you through to a fiscally stable adulthood.

Budgeting for college and beyond

You have to start with a plan. This is essential both when you are in college and for later in life. For college students, begin by sitting down with your parents and establishing what they can and will cover in terms of your college expenses and what part of the tab you will be expected to pick up. Read more

What you need to know: Green initiative (like Ikea solar panels!) vs. campus carbon footprint

Ikea Solar Panels (USDA Photo by Lance Cheung.)

Ikea Solar Panels (USDA Photo by Lance Cheung.)

The Internet is abuzz with the latest about what’s for sale at world-leading furniture retailer Ikea: solar panels. Yes, the haven for affordable, off-campus furniture shopping is moving into a new realm. Its UK stores are encouraging shoppers to help the environment, making owning solar panels an “affordable reality” for all, according to a spokesperson quoted by Susanna Kim in the ABC News blog article “Ikea to sell solar panels to heat those meatballs,” posted on September 30, 2013. But if you’re renting or living in the dorm, you can’t just add solar panels to offset your campus carbon footprint. What kind of green initiative can you use in the dorms? And what are your schools doing to go green on campus? And honestly, just what is environmental sustainability? Here’s what you need to know! Read more

Bronx Zoo welcomes California sea lion pups — What zoo jobs are there for students?

They show up in our Facebook feeds, on Pinterest, and occasionally on Twitter: zoo babies, those adorable small creatures that our friends just can’t help but pass along, hoping to get a smile out of the people who read their feeds. When you see one of those cute-overload critters, do you retweet? If you’re the type who has been avidly following the latest news about the Bronx Zoo’s new California sea lion pup, then zoo jobs may be something you should consider for your future. But before thinking too hard about your future career, how about some cute? Read more

Best part-time college student jobs and where to find them- Good student job ideas

Lauren talks summer job hunt strategies on Can...

Or course you can search for a part time job while still in school! (Photo credit: TalentEgg)

The high cost of college has many students searching for the best part-time jobs. Good student jobs are those that allow the college student a flexible schedule and a decent hourly rate. Even more valuable is the experience that you gain and the contacts that you make while working. The impact on your future career makes the choice of working a good one for students. Read more