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Ask your ‘rents for these cool Christmas presents

Let’s face it, a college student budget isn’t exactly made to purchase any big ticket items. So if you’ve been longing for the perfect Christmas gift that’s too expensive for you to swing, it may be time to ask Santa, aka mom and dad.

If you want something that’s not in your budget, ask mom and dad for it for Christmas.

If you want something that’s not in your budget, ask mom and dad for it for Christmas.

College students: now is the time to give the ’rents a heads up on the cool Christmas presents you have your heart set on, but you just can’t afford on your own. Come Christmas morning, you will be happy knowing you got just what you wanted, and they will be happy knowing how much you appreciate their gift. Read more

How to build a college student budget template for student success

College savings and money managementStudent success depends not only on grades, but also on how you budget your money, pay your bills responsibly and financially prepare for the future. Whether you’re one of the many students working your way through school or your parents are footing the bill, the sooner we learn about handling money and expenses, the better off we’ll be. Some tips for successful college life include creating and sticking to a super simple budget template (also called a budget calculator), prioritizing expenses and managing your loans and grants. Read on to learn how!

In “Back to School Tips: Student Budget Planner,” Kerry, a writer at SquawkFox.com offers these suggestions: “A student budget is a financial plan for tracking the flow of money into and out of your life. Read more

Wedding season: How to survive all of those weddings without going broke!

Wedding Dress For Happy Couple in Love

Wedding season (Photo credit: epSos.de)

We are smack dab in the middle of wedding season, and if you’re anything like me, all of your friends are ready to tie the knot! If you’re going to survive all of those weddings without going broke, take note and plan ahead!

First things, first: Don’t break the bank

Just because you were invited to not only the wedding but the engagement party, bridal shower and the bachelorette party does not mean that you should feel obligated to attend all of the events. Read more

Where will you spend your college spring break 2013?

Panama City Beach, Florida, during spring break

Panama City Beach, Florida, during spring break

Sand, surf, and stunningly beautiful people in bathing suits. Yes, these three S’s could only mean one thing: it’s college spring break 2013! So, how do you plan to spend your time away from classes and all night cram sessions? Travel can be expensive, especially when your budget is scarce. But that doesn’t mean that you have to totally forgo vacation, sit in your dorm and only eat at the dining hall for the next week. In fact, there are a number of excellent options for spring breakers. From the best beach getaways to the off-the-beaten path locales, here is a list of places where you can enjoy your time off — regardless of your budget! Read more

Post holiday blues: How to have fun on a college budget in the new year

Potluck dinner

Host a potluck dinner party!

If the holiday spending spree has left you feeling post-festivities withdrawal, no need to despair. Just because your wallet seems vacuum-dried, it doesn’t mean you have to stay home alone munching on ramen for the next month. Here are some tips on how to have fun after the holidays without spending a bundle.

Organize a treasure hunt

Everyone likes a good race, especially when there’s a prize to be won. Read more

2012 holiday gift guide for the college student budget

Holiday shopping

(Flickr photo by code poet)

Right now you are probably more worried about exams than the looming holiday season, but it is coming up…and fast! Fortunately, you don’t have to worry or stress. Here is your 2012 holiday gift guide so you can check each person off your list. The best part? Each and every item won’t deplete your college student budget — you may even have some left over to purchase one of these must have items for yourself Read more

College student budget: Should you splurge on the Apple iPhone 5?

On Friday, September 21, 2012, the Apple iPhone 5 was unleashed. With it came a slew of college students flocking to retailers in hopes of getting their hands on the newest technology. Some had been waiting in line since Thursday. Others were disappointed to find sold-out stores. One student, a senior at Tufts University in Massachusetts, was not only able to get his hands on the new iPhone, he was also able to sell his spot in line for $460 as reported by the Tufts Daily. But what is so monumental about the newest iPhone? What does it have that the other iPhones don’t? Most importantly, is it worth dropping hundreds of dollars on this device? Read more

College student savings: Getting the most out of back to school deals

School suppliesGetting back into the groove of a new semester means ensuring you’ve got all the technology you need, all the dorm and living essentials and enough school supplies to stock a small office cabinet. But, those costs can add up quickly if you’re not careful. Read on for ways to stretch your college student budget and get the most out of back to school deals!

First things first: Take inventory

Don’t run out and hit the office supply store just because its almost school time. Read more

Car shopping for a new or used vehicle on a college student budget

Car dealership

Car dealership (Photo by Stacey Harris)

Car shopping can be stressful on any budget, especially if you’re a college student who’s on a particularly tight budget. Here’s a quick guide of things to keep in mind if you’re in the market for a new vehicle. And, if you’re not, bookmark this article to have when you’re ready and keep your college student budget on the right track!

Gas mileage

Pay attention to both the city mileage and the highway mileage. If you’re likely to spend most of your time driving longer distances, these numbers really can make a difference to your wallet and overall budget. Read more

Summer fun on your college student budget!

Your summer break from school should be all about catching up on the fun times you’ve missed while classes were in full swing. You don’t have to stress about how to manage all that summer has to offer just because you’re on a college student budget! Here are some fun ways to keep yourself and your best buds occupied without breaking your bank.

Despite being on a college student budget, you can still have some fun in the sun.

Despite being on a college student budget, you can still have some fun in the sun.

Be a tourist in your own state

When you don’t have a ton of cash but want to make the most of your vacation, why not have a staycation in your own city or state? You’ll save a lot by not having to purchase plane tickets, and you can pack a few meals in your cooler to avoid the late-night stops at greasy diners. Read more