Posts

How to save money on DIY Christmas gift ideas

The holiday season is fast approaching—a scary time for a broke college student. You want to give your loved ones presents but your funds are limited. How to save money and celebrate the season? DIY Christmas gift ideas to the rescue.

Create a personalized mug as a Christmas gift. (Credit: Tutorial)

Create a personalized mug as a Christmas gift. (Credit: Tutorial)

Not only will you spend less by making your own presents, but everyone will feel extra appreciated knowing you spent time and creativity on them. Read more

Money matters: How to save money, pay off debt and student loans fast

Credit: United States government

Credit: United States government

College is the time when you dedicate yourself to learning about things that will help you for the rest of your life. That’s also true when it comes to money matters. Now that you’re managing your own money you need to learn how to save money as well as how to pay off your debts and student loans. It’s not as hard as you might think. What you need is a little knowledge and a lot of persistence. Even if you have a mountain of debt, it’s possible to pay it off and free yourself from a life of debt servitude. Here’s how.

It’s possible to pay off debt

In a January 15, 2013 article for Forbes.com, “How I Paid Off $90,000 In Debt In Three Years,” contributor LearnVest explained how Stephanie Hood paid off a mountain of debt.

How did she accumulate so much debt in the first place? Read more

Money matters: How to save money, manage your first bank account and debunk the myth of free money

Penny pinching is a great money saving tactic for college students. (Credit: kabunosekai)

Penny pinching is a great money saving tactic for college students. (Credit: kabunosekai)

Going away to college likely means that for the first time you’re dealing with money matters on your own. It’s a time to learn how to save money, manage your first bank account, pay bills and budget your cash. Learning about money is one of those required skills you have to learn by doing. First of all, you need to understand that there is no such thing as free money.

The myth of free money

Nothing is completely free. You either pay in money or you pay in time or in effort. Read more

Money in the bank: How to save money on banking services for college students

Debit and credit cards offer flexibility to college students when used appropriately. (Courtesy of Lotus Head.)

Debit and credit cards offer flexibility to college students when used appropriately. (Courtesy of Lotus Head.)

Money saving tips and learning how to save money may not be at the top of your list right now. What with assignments and exams, banking may seem like the least important item on your to-do list. If you haven’t already put money in the bank, it’s time to get started as a member of the world of personal finance. Learning how to deal with your finances is one of the most important subjects you have to master. First, let’s look at some tips for choosing a bank.

Banking tips for college students

If you don’t have your own checking account, then go out, get one now and start using it. Read more