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Personal money management skills for college students

Money management

Money management

Money, money, money. Money makes the world go round. A fool and his money are soon parted. Money doesn’t grow on trees. Whatever the idea may be, there is probably a pithy saying about it that can be connected back to money. But when it comes to the real life of college students, the reality of having dollars and cents can easily get you down. How do you give yourself financial security? Start by learning some personal money management skills early on that can carry you through to a fiscally stable adulthood.

Budgeting for college and beyond

You have to start with a plan. This is essential both when you are in college and for later in life. For college students, begin by sitting down with your parents and establishing what they can and will cover in terms of your college expenses and what part of the tab you will be expected to pick up. Read more

What you need to know: Green initiative (like Ikea solar panels!) vs. campus carbon footprint

Ikea Solar Panels (USDA Photo by Lance Cheung.)

Ikea Solar Panels (USDA Photo by Lance Cheung.)

The Internet is abuzz with the latest about what’s for sale at world-leading furniture retailer Ikea: solar panels. Yes, the haven for affordable, off-campus furniture shopping is moving into a new realm. Its UK stores are encouraging shoppers to help the environment, making owning solar panels an “affordable reality” for all, according to a spokesperson quoted by Susanna Kim in the ABC News blog article “Ikea to sell solar panels to heat those meatballs,” posted on September 30, 2013. But if you’re renting or living in the dorm, you can’t just add solar panels to offset your campus carbon footprint. What kind of green initiative can you use in the dorms? And what are your schools doing to go green on campus? And honestly, just what is environmental sustainability? Here’s what you need to know! Read more

Best part-time college student jobs and where to find them- Good student job ideas

Lauren talks summer job hunt strategies on Can...

Or course you can search for a part time job while still in school! (Photo credit: TalentEgg)

The high cost of college has many students searching for the best part-time jobs. Good student jobs are those that allow the college student a flexible schedule and a decent hourly rate. Even more valuable is the experience that you gain and the contacts that you make while working. The impact on your future career makes the choice of working a good one for students. Read more

Top tips for college students to avoid credit card debt

Credit card tips for college studentsCredit cards are a quick and easy way to pay for the things we need, but they can also cause a lot of trouble if not used responsibly. To help young adults learn the value of credit cards, federal law requires that persons under the age of 21 must have an adult cosigner, usually a parent, who is responsible for the balance on the credit card if it goes unpaid. Here are some tips for college life and student success, how to choose a card, how to use a card without getting into credit card debt and some advantages of using a credit card. Read more

Easy ways to save money: Student discounts and tips to cut your top five money wasters

Money management tipsIt’s no fun running out of funds when you’re only halfway through the month. Are there any easy ways to save money? You bet there are. Student discounts are just the beginning. Now that you’re responsible for many, if not all of your own expenses, every penny counts. Here are a few ideas to help you get on track and take control of your money. Read more

How to build a college student budget template for student success

College savings and money managementStudent success depends not only on grades, but also on how you budget your money, pay your bills responsibly and financially prepare for the future. Whether you’re one of the many students working your way through school or your parents are footing the bill, the sooner we learn about handling money and expenses, the better off we’ll be. Some tips for successful college life include creating and sticking to a super simple budget template (also called a budget calculator), prioritizing expenses and managing your loans and grants. Read on to learn how!

In “Back to School Tips: Student Budget Planner,” Kerry, a writer at SquawkFox.com offers these suggestions: “A student budget is a financial plan for tracking the flow of money into and out of your life. Read more

Wedding season: How to survive all of those weddings without going broke!

Wedding Dress For Happy Couple in Love

Wedding season (Photo credit: epSos.de)

We are smack dab in the middle of wedding season, and if you’re anything like me, all of your friends are ready to tie the knot! If you’re going to survive all of those weddings without going broke, take note and plan ahead!

First things, first: Don’t break the bank

Just because you were invited to not only the wedding but the engagement party, bridal shower and the bachelorette party does not mean that you should feel obligated to attend all of the events. Read more

High paying jobs for college students — 5 ways to maximize your time and put more cash in your pocket!

US Navy 100516-N-5821P-001 Logistics Specialis...

Try working in a campus mailroom !

Unless you are Donald Trump or Tim Cook, you may be looking for a job that offers a little more cash flow. And if the basic on-campus jobs like working as a cashier at the bookstore or flipping burgers at the dining hall aren’t your cups of tea, don’t stress. High paying jobs for college students aren’t as difficult to find as you might think. No, you won’t be earning a six-figure salary, but you might be able to make enough income to help offset some major expenses and still have enough left over to paint the town red on the weekends. So check out these hot jobs and follow five simple tips you’ll be raking in the cash in no time! Read more

College student debt on the rise: Tips on how to prevent disaster

Not to further terrify those of us already dreading the college debt that’s waiting to greet us upon graduation, but according to a study released this week, college student debt is on the rise and the job market for recent grads is getting worse — not better — even as the economy improves. Say what?! Yes, that seems to be the cold-hearted reality. Rather than hide in a hole somewhere, now is the time to grab hold of the reins and take control of that student debt. While some of us excel at the avoidance route, taking measured steps to pay off that debt could make all the difference. Read on for these tips to prevent disaster. Read more

College student loans and credit score: Protect your good credit and financial future

Student loansFor those of us college students (as well as recent graduates), student loan payments are probably not something at the top of your to-do list. I mean, come on, this is money that is (or was) helping you get through college. There is a reason why you aren’t expected to repay this debt right away. What you may not know, however, is that there is a direct link between student loans and credit score — something that helps determine whether you have good credit or not. Based on this fact, these loans can make or break your financial future. Read more