A new edition of this text is available here
AUTHORS: Koch/MacDonald - ©2010
Gain insights into the impact of today's changing, competitive environment on commercial banks and banking services, as well as the entire financial services industry, with Koch/MacDonald's BANK MANAGEMENT, 7E. This new edition reflects the latest changes and developments, from complete regulatory updates to details of the many programs evolving amidst today's financial crises. The book's unique approach to understanding bank management focuses on decision-making in today's financial world. Whether you are a practicing or future professional, the book presents a range of banking activities, presenting actual bank managers making financial decisions. You clearly see how decisions in one area affect performance and opportunities in other areas. Key chapters address specific aspects of an issue or problem, explain how a financial model or decision framework applies, and then demonstrate the application using sample data. You observe, first-hand, how certain factors influence credit, investment, funding, and pricing decisions. With the book's solid framework, you gain an appreciation and understanding of the trade-offs between return and risk. You will also better understand the most important issues confronting financial and banking managers today as you become familiar with basic financial models used to formulate decisions and the strengths and weaknesses of data analysis. With the help of this latest edition, you develop the logical thought processes needed to achieve strong financial and management results.